We turn to our close friends and family for advice all the time. We mean no disrespect to your close friends and family who may tell you that you’ll never get credit after you file for bankruptcy, but it’s just not true. If you have overwhelming debts, contacting a Houston Bankruptcy attorney about filing for chapter 13 can be a fresh financial start.

If you already have accounts that are seriously delinquent or defaulted, filing bankruptcy can actually help improve your credit. In fact, many of our clients have done just that. As long as you haven’t defaulted on any new credit, we may be able to help you rebuild your credit score into the mid 600’s after as little as one year after the date of filing. In as short as after two years, it is not uncommon to achieve scores over 700.

And yes, it is still possible to buy a new vehicle or home after a bankruptcy. Don’t let fear keep you from getting a handle on your financial woes. We’ll be able to help you alleviate some of the stress. 

If you have a credit score that needs improving from overwhelming debt, contact our office today at (888) 707-1233 to speak with an attorney about filing for chapter 7 or chapter 13.

J Thomas Black
Connect with me
Board Certified, Consumer Bankruptcy Law- Texas Board of Legal Specialization