It can be costly to file bankruptcy, but the most important thing to look at when faced with filing is the total amount of debt you are facing. Compared to the amount of debt that you can discharge, cancel, and not have to pay by filing bankruptcy, the attorney fees for filing bankruptcy is a small expense.

In most of our cases, we charge reasonable fixed fees, which includes all of the services you may need to complete your Houston bankruptcy case. We find that most people like our fixed fees instead of hourly fees that many lawyers charge. The trouble with hourly fees is that they are based on how long it takes the lawyer to do the work and can have no upper limit. And people do not like surprises when it comes to attorney fees!

This system of hourly fees rewards lawyers for being inefficient and slow. Our fixed fees reward us for being efficient and getting your case done quickly. When filing for a chapter 7 case, the fees must be paid in full prior to filing. We understand that may be costly for you, so we welcome payment plans. Some of our clients receive money from friends or relatives as a gift or loan to file their bankruptcy case. Others take the money from a 401(k) or IRA, or sell something to raise the money to pay the attorney fees.

You have a variety of ways to pay our firm for our attorney fees, including cash, cashier’s check, money order, debit card, or third-party credit card. In a chapter 13 case, our attorney fee can be paid through a payroll deduction or wage order. Business cases and multiple filers are extra. Come in to our office today for your free case evaluation, and we can discuss your case. Call us at 713-772-8037 for your free consultation or to request one of our publications.

 

J Thomas Black
Board Certified, Consumer Bankruptcy Law- Texas Board of Legal Specialization