A friend recommended Mr. Black to me as someone who is caring, and very honest. He is that and more. From my very first meeting with him, he put me at ease, told me both the good and the possibly bad things I might face in fixing my financial situation, and made me feel at ease. His whole office staff are the same way. This is a man who has made what I thought would be a personal nightmare into a simple, easy to understand and streamlined process, and will give me counseling on how best to protect myself financially in the future. I highly recommend J. Thomas Black to anyone needing assistance with debt management!

A.G., Houston November 2013