First I would like to say being a Hebrew man of the Hebrew Nation it rare in these days to find someone anyone humble, open minded, and honest but I must say Mr. J. Thomas Black was very knowledge about credit law and he shared his knowledge with me and informed me of simple ways that I could easily correct my dispute. He actually went online from his office and showed me two websites that I could go to that would resolve my dispute. He not only show me the website he printed out the information from them and gave it to me. If that wasn't enough he didn't charge me one bronze penny for the consultation,enough said. One1ness.

E.H., Houston Texas December 2013