If you signed up to have your mortgage loan reviewed under the Independent Foreclosure Review program, forget about it. Ten mortgage "servicers" or mortgage companies, including the biggest Wells Fargo Bank, N.A. struck a deal with federal regulators to pay $8.5 Billion in cash payments and other assistance to borrowers.
Apparently each home owner that received a foreclosure notice in 2009 or 2010, will recieve some amount of $3.5 Billion, anywhere from $250 to as much as $125,000. The review program was apparently badly managed, and it was stopped.
It's reported that borrowers that had mistakes on their mortgages, will basically be lumped in with others that did not have mistakes, but just stopped paying. It's not really equitable, but the review process was just deeply flawed, according to published reports.