We have created this collection of news stories that relate to Texas bankruptcy and debt relief. By reading the stories of other people just like you, we hope you may find some solutions to your problems and peace of mind in knowing that you are not alone. Learn more about student loans and IRS debt discharges here.
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Texas foreclosures can be held 1st Wednesday in January/July Texas Property Code Sec. 51.002 provided for many years that foreclosures in Texas could only be held on the first Tuesday of a month, even January 1 or July 4. -
Houston woman: Ocwen took home after told me no foreclosure Houston, Texas woman claimed Ocwen Loan Servicing foreclosed on her after telling her it was not posted for sale. She sued in bankruptcy court, lost. -
Peake v. Ayobami (5th Cir. 2018) May a debtor claim 100%? Peake v. Ayobami (5th Cir. 2018) Certified question to 5th Circuit - May a debtor claiming federal exemptions ever exempt a 100% interest in an asset? -
Chapter 13 debtors can now transfer real estate to satisfy mortgages and other liens New chapter 13 plan in Houston Texas permits debtors to exchange "dirt for debt" and satisfy liens against real property by transferring property -
Acquire exempt property during chapter 13? May not be safe! Exempt assets acquired during chapter 13 case may have to be used to pay creditors. In re Ortiz-Peredo, 17-50814 (Bankr. W.D. Tex. July 18, 2017). -
HOA Associations can foreclose on your home here in Texas HOA foreclosure can happen if you are delinquent on your homeowner association fees here in the Houston, Texas area -
Texas home foreclosed on and evicted? Your stuff goes to curb! If you have a foreclosure in Houston, Texas and you don't leave with your property, and you are evicted, all your personal property will be put out on the curb. -
Chapter 13 plan can propose early payoff of mortgage loan A Houston bankruptcy court ruled that paying off a mortgage early through a chapter 13 plan is not an impermissible modification of the mortgage per 1322(b)(2) -
Houston Bankruptcy Court: Child support arrears must be paid 6% interest in chapter 13 plans Judge Jeff Bohm in Houston, Texas rules that debtors must pay delinquent child support plus 6% interest, to confirm a chapter 13 bankruptcy plan -
Debtor can modify mortgage in chapter 13 if not homestead Houston bankruptcy court: Mortgages may be modified if property was not debtor's principal residence on the bankruptcy filing date. In re Collins, US BK Court, SD Texas 2015 -
Texas Auto Title Loan Repossessions Going Up, Up, Up! If your car or truck are up for repo by an auto title loan lender, consider filing chapter 13 bankruptcy to stop it, and pay your title loan over time -
Houston Bankruptcy Court adopts new "Emergency Savings" Chapter 13 plan provision Southern District of Texas Bankruptcy court adopts new form of chapter 13 plan that permits debtors to save money through the chapter 13 trustee for emergencies -
Chapter 13 Filed, Must Give Repossessed Houston Truck Back A truck repossessed in Houston before bankruptcy must be given back to the debtor once a chapter 13 bankruptcy is filed. -
Sell Home During Bankruptcy with Texas Exemptions - May Lose Equity 5th Circuit court case of Matter of Frost decided March 5, 2014 means you will lose your homestead equity if not reinvested in new home within 180 days of sale -
Texas robo-signing claim against Wells Fargo tossed out by 5th Circuit 5th Circuit Court of Appeals is highest federal court short of the U.S. Supreme Court. It granted Wells Fargo Bank motion to dismiss robosigning lawsuit- Golden -
Houston bankruptcy court imposes stay in Debtor's 10th bankruptcy case 11 USC 362(c)(4) says if you have had 2 or more bankruptcies that were dismissed in the year before filing the current case, there is no automatic stay -
Houston foreclosures may be reversed as "preference" in some cases If you have been foreclosed upon and then you file bankruptcy, recent court cases say that you may be able to reverse the foreclosure in limited circumstances -
Green Tree Servicing, LLC punished $25,000 by Texas Bankruptcy Court Green Tree tried to collect money from debtor that had been discharged in chapter 7, and was in a chapter 13 case; violated stay and discharge at same time -
Houston bankruptcy lawyer loses fees but avoids $100K sanction for now Houston attorney Reese Baker loses all attorney fees for two bankruptcy cases, but $100K additional sanction ruled too much, at least without further proceeding -
Mortgage Company has to Cough Up $23,000 To Settle Motion for Contempt Carrington Mortgage Service, LLC acting for Deutsche Bank National Trust Company was ordered to pay our client money, and attorney fees to our firm. The didn't.