Mr. Black expanded the law office this past month by adding an associate attorney, C. Alexander “Alex” Higginbotham.
Alex is a graduate of Stephen F. Austin State University, and he obtained his Juris Doctor law degree from Oklahoma City University School of Law in 2007. He is licensed to practice law in the State of Texas, and he is also admitted to all four federal district courts in Texas. Alex is also bilingual English/ Spanish.
Alex has had experience in consumer bankruptcy law, family law, and wills and trusts. If you have a legal issue in any of these areas, by all means call and make an appointment to visit with Alex. There is no charge for your first consultation.
Of course Mr. Black remains available to help clients with consumer bankruptcy law, debt and I.R.S. defense, and related matters.
Law Office of J. Thomas Black is now on Facebook – become a fan!
Bankruptcy Judge Issues Order In All His Cases – Not to Worry!
If you are in a bankruptcy case now, and your judge is the Hon. Jeff Bohm (H4 in your case number), you likely have received a “Notice And Order Regarding Exchanging of Exhibits and Witness Lists In All Contested Matters and Adversary Proceedings” (the “Order”).
Please don’t worry about the Order. No, the Bankruptcy Court is not trying to dismiss your case! There is nothing going on in your case that you are not being told about. There is no need to call the office, or send us emails, because you have received the Order (I think all of you already did- if you did, that’s OK).
But just in case you received the Order, you did not know what it was, and you have NOT already contacted us, here’s the scoop.
Judge Bohm likes to make case management orders. That is OK! He is a very astute bankruptcy judge and he really stands up for debtors and their rights, often against large uncaring banks, mortgage companies and other financial institutions.
The Order is simply a “case management” order, so that if there WOULD BE a motion for relief from stay, an Adversary Proceeding, or other contested matter in your case, and there actually has to be a hearing, then the lawyers are being told that they must be prepared, and they must exchange witness and exhibit lists before the hearing. It’s only good practice.
Of course, you are welcome to call or email our office at any time, but please, please, there is no need for you to call or email us about this Order. Thank you for your cooperation!
One ought never to turn one’s back on a threatened danger and try to run away from it. If you do that, you will double the danger. But if you meet it promptly and without flinching, you will reduce the danger by half.
Take risks: If you win, you will be happy; if you lose, you will be wise.
To fulfill a dream, to be allowed to sweat over lonely labor, to be given a chance to create, is the meat and potatoes of life. The money is the gravy.
A little humor –Hypothetical disaster edition
Two truck drivers, Jim and John, were being interviewed for a job with a big trucking firm. The hiring manager asked Jim a hypothetical question: “You’re in the mountains hauling a load of explosives, and the brakes fail. As you go speeding down the mountain, out of control, you see a train crossing the tracks ahead of you, and a bus stopped in front of it, right in your path. What would you do?”
Jim replied without hesitation, “I’d wake John up.”
Puzzled, the interviewer asked, “What for?”
“Because he’s never seen a wreck like the one we’re going to have.” ■
Buying happiness? You can’t—no matter how hard you try
Learning to handle stress without spending money is crucial to your financial health. Here are a few questions to ask yourself to assess whether or not you are a compulsive spender:
• Do you hide the things that you buy?
• Do you feel great right after you buy something and then feel terrible later?
• Do you fill up one credit card with debt and then move on to the next, with no plan as to how you are going to pay the debt?
• Do you shop to cheer yourself up?
• Do you frequently stray from your shopping list or budget?
• Do you always use up your savings account—or even fail to have one?
If you have noticed a new happy, sweet voice answering our phones lately, let me introduce you to Erika Tracey, who is another new addition to the firm. In addition to having a knockout smile, we have received several compliments about Erika already, one client saying that her voice was “kind and soothing.”
Erika has worked for law offices in the past as a receptionist and legal secretary, and she has a wonderful upbeat “can-do” attitude. We think she will be a valuable asset to the firm.
We all welcome you Erika!
Call Us If You Need Us. We Also Welcome Referrals
Debt Collection Defense.
Debt Negotiations and Settlements.
Mortgage Loan Modifications.
Fair Debt Collection Practices.
I.R.S. Collection Defense.
Wills and Trusts.
ARE YOU IN CHAPTER 13 NOW?
Always keep the law office updated with your current address, telephone numbers, and email address. We may need to reach you quickly.
You can check on the status of your Trustee payments, how much you still owe on your case, etc., by going to www.13datacenter.com to set up your user ID and password.
Lose job or overtime? Expenses increase? Want to give up property to lower payments? Call the office for a Motion to Modify worksheet. Complete it and fax it to the office at 713-772-5058. We’ll review it and contact you if a change to your plan is possible.
J. Thomas Black was licensed as an attorney in Texas by the Texas Supreme Court in May, 1982. Mr. Black is Board Certified in Consumer Bankruptcy law by the Texas Board of Legal Specialization.