It never hurts to learn about the laws behind debt-related issues and how they affect you. We write our articles keeping your most important questions in mind and hope you will find their content useful in your quest for financial independence. Read about Chapter 13 bankruptcy and credit card debt relief in Texas here.
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Parent Plus Loans can be dangerous loan products for borrowers If you are considering a Parent PLUS loan to help your college student, think hard about it says NCLC in recent post -
Houston Chapter 13 can stop eviction but need to pay rent after & cure Filing chapter 13 bankruptcy can stop eviction, but you must then provide adequate protection to stop court from lifting stay, allowing eviction to go forward -
Property acquired after chapter 13 filing but pre-conversion to chapter 7 is property of chapter 7 estate if bad faith, per 11 USC Sec. 348(f)(2). In re Reeves, Bankr. SD Texas, Houston Division 2014 In re Reeves, Bankr. SD Texas, Houston 2014. Property acquired pre-conversion to chapter 7 is property of chapter 7 estate if bad faith. 11 USC Sec. 348(f)(2) -
Have you received Notice of Administrative Wage Garnishment from FMS? The Financial Management Service is part of the U.S. Department of Treasury, and among other things it manages the collection of delinquent debts owed to the US -
Wells Fargo can seek $80,000 attorney fees and costs from borrower that unsuccessfully sued them under FRCP 54(d)(2) Richardson v Wells Fargo, 5th Cir. 2014. Bank may use FRCP 54(d)(2) to seek attorney fees from borrower after final judgment against borrower. -
The automatic stay under 11 U.S.C. § 362(a) only stays proceedings brought "against the debtor." Riley v Wells Fargo, N.A., et al, US Dist Court, SD Texas Houston Division 2014 Riley v. Wells Fargo Bank, N.A., Crestmark Mortgage Company, Ltd., and Barrett Daffin Frappier Turner & Engel, L.L.P. SD Texas 2013-Debtor plaintiffs not stayed -
I have 8 payday loans. How do I get rid of my payday loans in Houston? If you cannot pay your payday loans, the collection calls can be bad. Consider filing a bankruptcy to cancel or discharge your payday loans. -
In re Norris, Bankr. SD Texas 2014 - Houston bankruptcy court imposes stay in debtor's 10th bankruptcy case. Houston bankruptcy court imposes stay in debtor's 10th bankruptcy case. 11 USC Section 362(c)(4). In re Norris, Bankr. SD Texas 2014. -
Defamation damages not discharged in chapter 7 if done with malice, pursuant to 11 USC Section 523(a)(6). In re Memon, Bankr. Court, SD Texas 2014 IN RE MEMON, Bankr. Court, SD Texas 2014. Defamation damages not discharged in chapter 7 if caused by malice, 11 USC Section 523(a)(6) -
Defamation with malice not discharged in Houston chapter 7 bankruptcy Houston bankruptcy court rules that false, defamatory statements made with malice not discharged in chapter 7 bankruptcy -
Nguye v. Wells Fargo Home Mortgage: possible to reverse a Texas foreclosure sale as a preference if bankruptcy is filed quickly after foreclosure, and other conditions apply Nguyen v Wells Fargo, avoid foreclosure sale as preference under 11 U.S.C. Section 547 in Houston Division, U.S. Bankruptcy Court, Southern District of Texas -
Pay down of $240,000 towards Magnolia, Texas homestead mortgage before filing bankruptcy not done with "intent to hinder, delay or defraud" creditors, says Houston Bankruptcy Court Pay down of Texas homestead mortgage within 10 years with intent to defraud creditors, can result in loss of value paid down. In re Love-Baker 11 USC Sec 522(o) -
Receiver appointed on a collection lawsuit against you, get legal help One Houston law firm that is very adept at turnover receiverships is Jon Malone LTD, the attorney is Jon Malone -
Green Tree Servicing, LLC Violated Texas Bankruptcy Court's Orders, Must Pay Actual Damages of $1,000, Also $25,000 in Punitive Damages and over $20,000 in Attorney Fees for debtor's attorney Texas Bankruptcy Court Sanctions Green Tree Servicing LLC for $25,000 for violations of the automatic stay and discharge order. In re Loe, Bankr. ND Texas, 2013 -
Houston bankruptcy lawyer's $100,000 sanction reversed for further proceedings, still loses all fees for bankruptcy cases handled. Baker v Cage, 5th Cir. 2013 Baker v Cage, 5th Cir. 2013. Attorney forfeits all fees, but 5th Cir rules court can't impose additional $100K sanction under Sec. 329; remanded to trial court. -
If you have a cosigner on your student loan, there may be help for you Many people have co-signers on their private student loans. There are things that can be done to help. -
What to do if you filed bankruptcy but merchants won't accept checks? Telecheck needs to be notified if you file bankruptcy and you have overdrafted accounts or checks.