Is it safe to take out my I.R.A. money during my bankruptcy if I chose Texas exemptions?

No.

According to a court case dated Jan. 30, 2015 called In re Hawk, if you claimed your I.R.A. exempt under Texas law, and take it out during your bankruptcy and do not reinvest it into a "rollover IRA" within 60 days, it is no longer exempt and the trustee can take it.

Only way for it to be safe is to wait until the case is not only discharged, but closed and the court has issued your "Final Decree." Then you are safe it using your IRA for whatever you wish.

J Thomas Black
Board Certified, Consumer Bankruptcy Law- Texas Board of Legal Specialization