A "federal" debt collector called me and threatened me with arrest for a 6 year old check. Is it legal?

Probably not. Unfortunately in recent years many such "fake" debt collectors have sprung up, and call consumers and illegally pretend to be with the government, and threaten consumers with arrest.

The Federal Trade Commission recently issued a press release announcing that at their request, a U.S. district court had halted a debt collection operation that had been charged with violating the FTC Act and the Fair Debt Collection Practices Act (FDCPA) by misrepresenting that they were with the government, falsely accusing consumers of committing check fraud, and threatening consumers with arrest.

But if you have been served with an actual lawsuit or other court process for debt, call our Houston law office at 713-772-8037 and make an appointment to speak with one of our attorneys.

J Thomas Black
Board Certified, Consumer Bankruptcy Law- Texas Board of Legal Specialization