Yes, if you file chapter 13 bankruptcy, you should be able to get a vehicle that has been repossessed back, so long as it has not already been sold. And they must give you a reasonable time after repossession before they sell it, usually 10 days.

But you will have to qualify for chapter 13 relief, have regular income sufficient to fund a chapter 13 plan, and have (or promptly get) the vehicle insured with full coverage insurance.

If you live in Houston Texas or surrounding areas, have had a vehicle repossessed and you want it returned, call our Houston law office at 713-772-8037. We serve residents of the following communities: Alvin, Angleton, Arcola, Baytown, Bellaire, Bellville, Brazoria, Brookshire, Bunker Hill Village, Cleveland, Clute, Conroe, Dayton, Deer Park, Dickinson, Freeport, Friendswood, Fulshear, Galena Park, Galveston, Hedwig Village, Hempstead, Hitchcock, Houston, Humble, Jacinto City, Jamaica Beach, Jersey Village, Katy, Kemah, Kendleton, La Marque, Lake Jackson, La Porte, League City, Magnolia, Manvel, Meadows Place, Missouri City, Mont Belvieu, Montgomery, Nassau Bay, Needville, Orchard, Pasadena, Pattison, Pearland, Richmond, Rosenberg, Sealy, Shoreacres, Simonton, South Houston, Southside Place, Splendora, Spring, Stafford, Sugar Land, Surfside Beach, Sweeny, Texas City, Tiki Island, Tomball, The Woodlands, Thompsons, Waller, West Columbia, Willis, West University Place.

J Thomas Black
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Board Certified, Consumer Bankruptcy Law- Texas Board of Legal Specialization