Yes. People find this amazing, but it is true. And with a new educational program called 7 Steps To A 720 Score that we provide free to our bankruptcy clients, it is guaranteed to happen within 12-24 months, so long as you follow the instructions.

Anyone that chooses Law Office of J. Thomas Black to handle his or her bankruptcy gets free enrollment into’s course, 7 Steps to a 720 Credit Score. If you buy the program directly, it costs $1,000. However, if you let us handle your bankruptcy, we give it to you absolutely free.

This is in addition to our usual "credit clean up" service, that we have used for our clients for years, to get them off to a good start after a bankruptcy. We have disputed the "tradelines" or creditors with the credit bureaus, which by itself can raise credit scores from 25- 150 points.

But may of my clients have asked for more help, and the 7 Steps to a 720 Credit Score is the perfect answer. Even people with bankruptcies, foreclosures, repossessions, and collections can have a 720 credit score in just 12- 24 months.

J Thomas Black
Connect with me
Board Certified, Consumer Bankruptcy Law- Texas Board of Legal Specialization