A prospective client came in to see me recently that had been sued over a federal student loan. It must be kind of intimidating for the debtor, because the lawsuit is titled, "United States of America vs. Jane Doe" or whatever the person's name is. It must be a little scary to be sued by the United States!
Anyway, the Department of Education does not always sue people over their student loan debts. They have "administrative" collection powers so they can garnish your wages without filing a lawsuit or having a judgment against you. They can also intercept your federal tax refunds also.
And if they do sue you, it is not the end of the world. In fact, I don't mind working with the government's lawyers, the Assistant U.S. Attorneys. In my experience, they are all very good lawyers and for that reason they do what they say they are going to do, and they are not difficult to deal with.
So if you find yourself being sued by the United States of America, don't despair. Come in and talk to us. You likely have several options and we will explain all your options to you when you come into the office. You can hire us to represent you in the lawsuit, and we will discuss other options with you to deal with the lawsuit.