Many people think it takes 7-10 years to get good credit back after a bankruptcy. This is a myth. If you know how, you can have prime, A-1 credit in as little as 12-24 months. First, our law firm does a "credit clean-up" service for you, that disputes and requests a "reinvestigation" of all of your creditors or "tradelines" on your 3 major credit bureau reports. This typically is very successful in making sure that all the debts that were discharged or canceled by the bankruptcy read "0" and "included in bankruptcy."
Then, if you want to go further and reach a 720 or higher credit score, which can get you the very best interest rates on homes, cars and other credit purchases, let us enroll you, FOR FREE, in "7 Steps to a 720 Score," a 14-part educational program designed to give you the "know how" to not only obtain a great credit score, but maintain it as long as you want.
The company guarantees that any of my clients will have a 720 credit score between 12 and 24 months after their bankruptcy has been discharged, or they will pay you $500 in cash. And I have checked them out, they can really do this, so long as you do your part.
To find out more about this program, or to get started with your bankruptcy case, contact us and make an appointment to meet with us. Call the office during working hours at 713-772-8037 or you can make an appointment on our website at jthomasblack.com.