If your credit card debts are delinquent, backed up or behind, or about to get that way, and you think you may be able to pull things out WITHOUT filing bankruptcy, there is a lot of good information on the website of the Consumer Financial Protection Bureau.
Don't get hoodwinked into signing up for a debt settlement company, that charges you outrageous fees, and then abandons you if you get sued. The Federal Trade Commission also has a great deal of detailed information about getting out of debt on their website.
But if you just don't know what to do, come into our law office and meet with us. We will review the 5 ways to deal with debt, after reviewing the facts of your situation. I'll bet we can come up with a solution. Not ready to come in yet? That's OK, request one of our publications.