I was sitting with a client in my Houston law office the other day, finishing up a Chapter 7 bankruptcy signing appointment with a woman. It's a lot of paperwork, about 40 pages of financial information about her, and the review and signing of all the bankruptcy documents takes about two hours.

As we go through it, I tried to make her feel better by saying, "this is a lot of paperwork, isn't it?" She replied, "It's just unbelievable." I said yes, it is an unbelievable amount of paperwork. She said no, she didn't mean that it was an unbelievable amount of paperwork. She meant that it was unbelievable that all her debt problems were about to be over.

By filing the Chapter 7 bankruptcy, all her debts would be washed away. She told me that in addition, she has many friends that have struggled with debt for years and years, some of them for 10 years or more, and they don't even know that this kind of debt relief is available. She's is from a small town not far from Houston. And it is "unbelievable" to her that this kind of debt relief is available, and has been available, and she didn't know anything about it.

If you need help with overwhelming credit card debt, lines of credit, bank loans, payday loans, or if you are facing a foreclosure, repossession, and IRS tax lien or levy, or any other serious debt or credit issues, and you live in the Houston, Texas area, give my office a call at 713-772-8037. I offer a free bankruptcy evaluation to review your situation and explain your options. 

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