J. Thomas Black - Bankruptcy News - Mr. Black Goes To Washington!

Law Office Of J. Thomas Black, P.C.

Woodlake Plaza • 2600 So. Gessner Rd. • Suite 110 • Houston, Texas 77063

Telephone 713-772-8037 • Toll Free 877-597-9358 • Fax 713-772-5058 • Email tom@jthomasblack.com

MR. BLACK GOES TO WASHINGTON!

No, not as a Member of Congress. But on February 12-13, 2007, Mr. Black is going to Washington, D.C. to lobby Congress on behalf of you, his clients, in his capacity as Texas State Chairman (Southern District), of the National Association of Consumer Bankruptcy Attorneys (NACBA).

The current bankruptcy law was changed in October 2005, due to lobbying by the credit industry. Now it's time to bring some balance back to the law. Ordinary consumers have rights, not just the big credit card banks, the credit unions, and the auto finance companies. Tell me your experiences, and I'll share them with your Members of Congress!

WHAT DO YOU WANT ME TO TELL YOUR

MEMBERS OF CONGRESS?

(Attach additional sheets if necessary)

1. Did your creditors treat you fairly or unfairly? Please explain.

2. Did your creditors or bill collectors do anything to cause you to get into financial trouble or cause you to file bankruptcy?

3. Should the Bankruptcy Laws be more strict? Why? Less strict? Why?

4. Should there be more controls over what creditors do? Why or why not?

5. Is the new Bankruptcy Law that went into effect in October, 2005, with all its additional complexity and paperwork, its higher filing fees and attorney fees, fair to consumers facing bankruptcy, or is it not? Why or why not?

6. Check all of the following causes of bankruptcy or financial trouble that apply to you:

O Overspending OForeclosure O Harassment

O Loss of job O Lawsuit O Taxes

O Business Failure O Medical Problems O Repossession

O Gambling O Retirement O Disability

O Divorce O Medical Bills O Excessive Interest Rates

O Loss of Overtime O Substance Abuse O Adjustable rate mortgage tes

O Other (explain, add additional sheets if necessary):

If it would help fight unfair anti-consumer laws, would you be willing to be interviewed by a member of the press about your financial problems, what happened to you or about having to file for bankruptcy?

Yes ______ No ______

8. If so, your name and contact information:

Please deliver, mail, fax, or email this completed form to Mr. Black, at the address, fax number, or email address located above.