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Mortgage delinquencies are surging, and this is squeezing lenders and
unsettling investors worldwide in the $10 trillion U.S. mortgage market, the Wall Street Journal reported today. Subprime mortgage originations
climbed to $625 billion in 2005 from $120 billion in 2001, according to Inside Mortgage Finance, a trade publication. Until the past year or
so, delinquency rates for mortgages were low by historical standards, thanks to
low interest rates and rising home prices, which made it easy for borrowers to
refinance or sell their homes if they ran into trouble. Based on current
performance, 2006 is on track to be one of the worst ever for subprime loans,
according to UBS AG. Roughly 80,000 subprime borrowers who took out mortgages
packaged into securities this year are behind on their payments, the bank said. Click
here to read the full article (registration required). More Subprime Mortgages Going Delinquent |
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