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Quite a few of the people consulting with me recently that purchased houses in the past few years are finding themselves "walking" away from them. Either they can't afford the house payments anymore, and/or the values of dropped so far, there is no way to sell them to get out of them. If the changes to Chapter 13 had gone through, to let us modify home loans, that might have helped, but the bill was defeated in the Senate.
For those of you who were around back then, Houston went through this in the 1980's, during an oil bust. But this time it's the "credit crunch" or the "subprime mess," brought on by Wall Street greed, and people buying more house than they could afford.
It was still shocking for me to see the following video, of a shanty town or what they used to call "Hoovervilles" during the depression, that has grown up about 40 miles east of Los Angeles, California. They call it "Tent City." They say there are about 350 people living there now, in squalid conditions. For the video, go here: http://www.youtube.com/watch?v=jmeHiFZUWtE .
Lots of People "Walking" Away From Homes- Tent City |
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